I probably only use the Nordstrom and Macys credit cards now and then, but only because I feel like I shouldnt on line free credit report North Carolina leave them inactive. But as for the rest of the cards I dont really use them because its not like I shop at those specific stores all the time and even when I do, I forget and use my debit card instead. The two major credit cards that I use is my Wells Fargo one and on line free credit report North Carolina my Chase South West card, which I use the most because of the points. I on line free credit report North Carolina really just want to stick with one on line free credit report North Carolina credit card, but I have the other 9 looming over me. order a credit report I dont want the credit card companies to close my accounts because my cards go inactive because I know that will hurt my FICO score. But I dont want to cancel my cards because I know THAT will hurt my score as well. Eunice, depending how on line free credit report North Carolina long youve had your 10 ccs, I would suggest that if the inactive ones are less than 3-4 years old, it would be ok to cancel them, and just keep the 6 with some seniority. Like some of the older posts have suggested, you can always set up a monthly re-occurring payment of bills or what not on each on line free credit report North Carolina of the cards you decide to keep. credit card fraud
About 4 years ago (in my not so smart days), I went over the limit a few times on my first credit card. Recently, i accidently used that same card for the wrong large purchase and went over on line free credit report North Carolina the limit again by about 30 dollars. Brian, Assuming this is the first transgression in on line free credit report North Carolina 4 years it probably shouldnt affect your score much at all.
You may even be able to call your credit card company and ask them to remove the penalty and over the limit occurrence from your credit record.
The key is to make sure it doesnt happen again, so be sure to monitor your balances. Recently I had to close or cancel my AT&T credit card. free credit report business I received a letter from on line free credit report North Carolina AT&T stating that I will be charge $60 per year for their credit card and if I spend over $2,000 the $60.00 will be waived.
ليست هناك تعليقات:
إرسال تعليق